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Fannie Now Accepts Timely Rent Payments as Credit Background

Fannie Now Accepts Timely Rent Payments as Credit Background

In an effort to bring more racial equality to the mortgage market, the Federal Housing Finance Agency (FHFA) announced recently that on-time rental payments may be used by government entities as part of the mortgage underwriting process.Government-sponsor

Sep 22, 2021 |

What is an eClosing?

What is an eClosing?

Even before the COVID-19 pandemic, in the quest for convenience, everything in our world was trending more towards “virtual” services. The coronavirus quarantining of the past year and a half has only increased the need for such online avenues. The mortga

Sep 15, 2021 |

4 Things to Know Before Getting a Reverse Mortgage

4 Things to Know Before Getting a Reverse Mortgage

Many Americans bank on being able to sell their homes in retirement to help pay for their living expenses. However, many seniors get to that stage and realize they do not want to leave their homes. Or there can be unexpected costs that crop up in retireme

Sep 08, 2021 |

Is Buying a House with an HOA a Good Idea?

Is Buying a House with an HOA a Good Idea?

If you’re looking to buy a home, you may have come across listings that are part of a homeowner’s association or HOA. You’ve probably also noticed that those properties come with an additional monthly HOA fee. What is an HOA and is it a good idea to buy i

Sep 01, 2021 |

Should I Get a Conventional or FHA Loan?

Should I Get a Conventional or FHA Loan?

One of the big questions you’ll have to answer when you are ready to buy a home is what type of mortgage loan to choose. There are plenty of options out there, with conventional and FHA being among the most popular. If you’re unsure which kind is right fo

Aug 25, 2021 |

Fannie, Freddie, and Ginnie and What Do They Have to Do With My Mortgage?

Fannie, Freddie, and Ginnie and What Do They Have to Do With My Mortgage?

If you are ready to buy a home, you may have heard your lender throwing around names like Fannie Mae, Freddie Mac, and Ginnie Mae. Who are these people and what do they have to do with your home loan?They are actually not people at all but nicknames for t

Aug 18, 2021 |

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