Carl talked me of numerous ledges during this process, including at the closing table! Him and his team truly went above and beyond to get my son and I into our home!!
Closed Feb 2018 Purchase Yes As expected Lower than expected
He reviewed what we needed and our situation, had numerous options, and thought them all through with us.
He entertained any question we had very seriously and thought about the answers in depth and what would be best for us.<?xml:namespace prefix = "o" /><?xml:namespace prefix = "o" />
He made the process easy and as seamless as possible and got us a commitment before we even blinked!
He was extremely organized with no last minute papers or requests and closing went smoothly... even the attorneys at the table mentioned it!
Based upon his knowledge of the industry and our experience I would use Carl again as a first choice and recommend him to all.
Loan Status Closed Jun 2017
Loan Type Purchase
Close on time Yes
Interest Rate As expected
Fees/Closing costs As expected
On top of things and easy to deal with
rubinclan from Englewood, NJ
Carl and his staff were very easy to work with. They were on top of all the requirements and let me know what was needed in a very timely fashion. Great job!
Loan StatusClosed Jul 2017
Close on timeYes
Interest RateAs expected
Fees/Closing costsLower than expected
Just this week he helped us refinance our mortgage very speedily at an advantageous ...
sheldonreich from Boynton Beach, FL
We have used Carl for both origination loans and refinancings since 2001. Just this week he helped us refinance our mortgage very speedily at an advantageous rate. He is always there to hold the borrower's hand and calm them down. We doubt very much that if we had gone with another lender or shopped for a loan ourselves that the process would have gone as smoothly as it did.
Closed Aug 2016Closed Aug 2016
He got me a loan with excellent terms and consistently went the extra mile every ...
nbednarsh from Fair Lawn, NJ
I just finished working with Carl on refinancing the mortgage on my house to buy-out my ex-husband. Besides the intricacies connected to the divorce, I also needed a cosigner so the refinancing became a very complicated transaction. Other brokers told me they couldn't meet my needs but Carl enthusiastically jumped in and made the deal work. He got me a loan with excellent terms and consistently went the extra mile every time an issue developed and made sure this loan happened. Without his assistance and diligence, I would have been lost.
Closed Jul 2016 Refinance
Well, count me in as one of Carl's raving fans!
abegutfreund from Teaneck, NJ
I've dealt with many mortgage brokers and bankers in my professional life and most were competent and good at what they do. However, when I had to find one for my own personal needs I heard such great things about Carl so I decided to use him so I can see firsthand why everybody raved about him. Well, count me in as one of Carl's raving fans! From the moment we first met and throughout the whole process I felt I was his most important client. He was knowledgeable and creative beyond expectations and he is one of the most honest and principled people I have ever met. As far as I am concerned, he is my lending adviser FOR LIFE and will be the only one I will recommend to others!Keep up the great work!
Closed Jun 2016 Purchase
He always very worked hard to get me the best terms possible.
mosskhan from New York, NY
I have bought several properties over the years and dealt many mortgage professionals in the past. However in the past 10 years I have had the pleasure and good fortune to work with Carl Guzman. After assisting me with the purchase of my primary residence he subsequently helped me refinanced my primary residence several times with large amount of savings in the process. He has been by primary broker in several investment properties I have purchased. I was extremely pleased with my recent transaction in purchasing an apartment in Manhattan in which he was able to get me excellent financing. . Carl is very experienced and knowledgeable. He always very worked hard to get me the best terms possible. It is my pleasure to write this recommendation.
Closed Jun 2016 Purchase
Carl Guzman as our Lender
abramsdavidb from Hollywood, FL
Carl really walked me through this first-time home buying experience with ease. He was very responsive and easy to work with. Happy to have worked with him.
Closed Feb 2018 Purchase Yes As expected As expected
Made it easy for us
shmielbass from Teaneck, NJ
Carl reviewed our situation and spent some time determining the best deal for us. There was no pressure and it was all done pleasantly. His closer was also great in helping us get our documentation in order and dotting all the "I"s and crossing all the "T"s. In all, a possibly difficult process was not so. Heartily recommend!
Closed Dec 2017 Refinance Yes As expected As expected
Carl Edward Guzman was my Mortgage Representative and I strongly recommend him if you are seeking a mortgage. He made the mortgage process simple and guided me from start to finish.
Andreina Sculco from Lodi, NJ
Carl Edward Guzman was very informative and guided me through every step of the mortgage process from start to finish. He communicated to me on a weekly basis and always responded to my messages/questions in a timely manner. Closed Dec 2016 Purchase Yes As expected As expected