How does the borrower benefit by going to GREENBACK CAPITAL instead of
dealing directly with a lender/bank?
Many people feel that fees might be less by going directly to the bank. We keep
track of interest rates and mortgage products from a multitude of lenders on a
daily basis enabling us to give our client the best rate and mortgage product. A
lenders obligation is to sell you their best rate, not necessarily the markets
best rate.
Banks work on volume. Their processors do not have the luxury of reviewing your
package for any missing pieces to the puzzle. If derogatory credit appears, and
the package is not prepared properly, applications can automatically be turned
down due to the pressure to crank out volume. When volume becomes the focus
service diminishes.
We offer the borrower preventative medicine by pre reviewing the borrowers
package. This increases the borrowers potential for a bank commitment and
insures that the application review process goes as smooth as possible. In
borderline cases, should the bank decide to decline the application, alternative
solutions and strategies can be implemented using other lenders in a matter of
minutes. Should the borrower go it alone, the whole process of researching and
applying all over again would only add insult to injury.
A bank is obviously partial to selling their 6 10 mortgage products, period! We
deal with a constituency of lenders and can offer the borrower over
100 types of mortgage products. Banks only sell their best product; We offer the
borrower, from a comprehensive selection of lenders, the best rate and product.
We match the borrower to the bank, not the bank to the borrower.
Our Guarantee
